We have all heard some horror story about buying
or shopping on the Internet. Is it safe?
The fact is that this year on-line shoppers will
spend over $5.7 billion dollars according to International Data
Corp. The main concern of on-line shoppers is that their credit
card information will somehow end up in the wrong hands. Netscape's
Secure Commerce Server technology, which encrypts your order information,
keeping it private and protected. It's a Netscape technology called
"SSL" (Secure Sockets Layer) and it's used by us and
all the other major commercial shopping sites, including: The
Wall Street Journal, Barnes & Noble Books, FTD Flowers, Microsoft,
and Netscape itself. It is actually safer to transmit your credit
card info over the Internet than it is to use your credit card
around town.
In this day of violent crime, the fact is that you can not be
physically harmed or killed while shopping on the Internet.
There is a very slight risk that criminals in spite of all the
security measures in place can intercept your credit card transaction.
Even if this happens your limit for liability is only $50, provided
you notify your credit card company promptly when you discovered
the fraudulent use. Some credit card companies, knowing that this
risk is so remote, even guarantee that you won't even stand this
$50 risk, as shopping on the Internet is the safest way to shop.
What most people don't realize is that shopping
with your credit card is actually safer than paying by check.
In the event that there is a problem with your purchase, the credit
card company will remove the purchase from your bill and the on-line
merchant is not paid. In the event that your credit card number
is stolen, the credit card companies do not hold you responsible
for any unauthorized purchases.
In conclusion, shopping on the Internet is as safe as, if not
safer, than shopping anywhere in the world. In fact, as you are
shopping at your home or business, your chances of being a victim
of a violent crime, physical mugging, or accident are greatly
reduced.
So go ahead and join the six million other people that are experiencing
the pleasure of on-line shopping.
